Home Purchase
Find Down Payment Assistance Programs Near You
A free tool to search federal, state, and local programs — grants, forgivable loans, and closing-cost help — that could put homeownership within reach.
- Free to Use
- Grants & Loans
- FHA / VA / USDA Info
- First-Time & Repeat Buyers
Check who you are actually dealing with: the provider, a broker, or a network.
Read the terms, fees, and total cost in writing before you submit anything.
Do not assume approval, amount, timing, or rate until you see written terms.
What you can find
Down Payment Help
Grants and forgivable or deferred loans that can reduce the cash you need up front.
Closing-Cost Assistance
Programs that may help cover some of the costs due at closing.
Federal, State & Local
Options offered at the federal, state, and municipal level in one search.
Loan Program Info
General information on FHA, VA, and USDA loan options for buyers.
First-Time & Repeat
Useful whether you’re buying your first home or returning to the market.
Common questions
- Is this a lender or a government program?
- No. This is an independent search tool — not a lender and not a government agency. It helps you locate assistance programs; any program you apply to is run by its own provider.
- Who qualifies for down payment assistance?
- Eligibility and availability vary by program and are often based on your income (relative to the Area Median Income) and where you’re buying. Many programs also consider first-time-buyer status.
- Does it cost anything to search?
- No. Searching for programs with the tool is free and there’s no obligation.
Important: Advertiser disclosure: we may be compensated when you use the links on this page. This does not affect the options shown. Found Benefits is not the provider and does not make lending, enrollment, card, scholarship, aid, approval, funding, cash back, or eligibility decisions. Availability, amount, timing, rates, and fees are determined by the provider or lender network. Review the destination site’s terms, privacy policy, fees, repayment terms, accreditation details, tuition, program requirements, and other conditions before submitting information.
