President Trump’s proposal for a 10% credit card interest rate cap has reignited debate about affordable borrowing—but you don’t have to wait. Here’s how to lower your APR right now with practical, widely available steps.
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Forgiveness for federal student loans will be taxable under IDR plans starting in 2026—reviving concerns about …
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Wage garnishment for defaulted student loans resumes January 2026. Learn how income-driven plans, rehabilitation, consolidation, and …
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Gas and heating costs are up, but concrete help is available. Learn how utility hardship grants, …
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With lawmakers debating a 10% national credit card rate cap, what could change for your payments—and …
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North Carolina just wiped away $6.5B in medical debt through Medicaid expansion and hospital policies. What’s …
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States like Michigan and Georgia are ramping up nurse loan forgiveness programs for 2025—see where fast-track …
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States are tackling medical debt in new ways for 2025—some even stop bills before they start. …
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Some states now let you apply for rent and utility help together—here’s how bundled assistance can …
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Next year’s tax credit changes could influence how easily you access debt relief and repayment help. …
